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IMPORTANT POINTS ABOUT BUYING A PROPERTY IN TURKEY!

Buying or renting a property in Turkey is not as difficult or as complicated as you might imagine. Below are many of the questions that we are asked frequently with their answers to put your mind at rest.

  1. What nationalities are permitted to purchase a property?
  2. Are there any restrictions about buying property?
  3. Is the property I buy Freehold?
  4. Do I have to have a Residents permit to rent, purchase land or property in Turkey?
  5. What has to be checked prior to the purchase?
  6. How long does the buying process take?
  7. On top of the purchase price, are there any extra taxes or fees payable?
  8. Once I have seen a property I want buy, how do I go ahead with the purchase?
  9. If my property needs renovation or other work how does this affect the process?
  10. How can the payment be made for the purchase of a property?
  11. Can the property be re-sold and, if so, can the proceeds be taken out of the country?
  12. Do normal inheritance rules apply to the property?
  13. Can I import my furniture or car into Turkey with me?
  14. What proof should I have that my purchase is complete?
  15. Should I insure my property?
  16. Do I require a visa?

Please also see our Financial and Management Services pages for details on how we can make the process as easy as we can and our living in Turkey page for other useful information.


ANSWERS

What nationalities are permitted to purchase a property?
Turkey has a reciprocal agreement for the purchase of land and property with many countries. This means that the people of these nations that allow Turks to buy land in their countries, can in turn, buy land in Turkey. Foreigners may purchase in their own name providing the property is outside military zones. Based on these agreements foreigners of the following countries are eligible. England, Germany, Australia, Austria, Belgium, France, Holland, Ireland, Spain, Italy, Canada, Luxemburg, Norway, Greece as well as some African and South American states.

BACK TO QUESTIONS


Are there any restrictions about buying property?
Foreigners may purchase land and property in Turkey in their own names provided that properties are located in towns and you do not need a Turkish "partner" to buy a property in Turkey. There must be a municipality in the area where the property is and the property must be within the boundaries of that municipality or borough. The rules are changing and the purchase of property in these areas is becoming easier for foreigners, Should you decide to purchase in such a place then we would make the official checks at the land registration office to confirm that the sale is possible. Prior to recent changes in the law foreigners were unable to buy land or property in "village" areas but the situation has changed and it is now possible. We have had much interest in these houses, the majority of which need renovation but are set on large plots of land in beautiful scenery.

No matter where the land or the house may be situated if the buyer is a foreign person, the deed office has to officially ask the prior approval or permission of the highest military command of the area before transferring the title. The reasons for this are to ensure that foreign buyers will not acquire a property within military zones. Although you may be willing to and prepared to pay the price immediately, there is no way a purchase can be made without obtaining the required permission. No land or property within forbidden regions and safety regions can be sold, transferred or rented. (Forbidden regions - Military zones)

If you plan to buy a plot of land lager than 30 hectares (about 74 acres) you will have to have the Council of Ministers approval. If a house is sold from Turk to Turk then the purchase, sale and exchange of monies transaction can be completed within 24hours. So, in some circumstance a house owner may ask for a larger than 10% deposit because by selling the house to a European then the house-owner will have to wait a further 8-12 weeks for the remaining monies, as the balance is payable upon delivery of the TAPU to the land registry office, registered in new owners name and the process takes this long.

BACK TO QUESTIONS


Is the property I buy Freehold?
Yes, all properties sold by Motif Homes are Freehold.

BACK TO QUESTIONS


Do I have to have a Residents permit to rent, purchase land or property in Turkey??
No, the amazing thing is that you can buy a house but not a car without a residents permit. If, however at a later date you want to buy a car or have a telephone connected then you will need this. An initial tourist visa is valid for 3 months and allows you to come and go, as you want within those three months. Within this time if you re-visit you do not need to pay for the tourist visa once again. Prior to the end of these 3 months an application can be made to the Police in Manavgat or direct to Antalya for another 3 months. This is usually approved. Alternatively you can leave the country and travel to a Greek island by boat for a day trip and your passport will be stamped for another 3 months. You can then apply for a resident’s permit, which can be valid for 6 or 12 months. You must show proof of 1$100 per month in the bank for every month of the permit you want issued e.g. 12 months= $1,200. A 5 years residents permit can be applied for from the Turkish Consulate in London at the cost of 1.800 Euros and more recently (June 2004) visitors using a 3 months tourist visa have upon application at the end of the 3 months been readily granted a 1 year Residents permit from the Manavgat office. (With bank statement as proof of monies in the bank). Another alternative would be to apply for the yearly visa, again though the Turkish Consulate in London.

BACK TO QUESTIONS


What has to be checked prior to the purchase?
These are checks, which we carry out on your behalf. Each property that we sell has had the existing TAPU checked to confirm the following by a solicitor through the Land Registry office.

  1. The seller has the legal right to sell the property and that they have the TAPU (TittleDeed)
  2. That the property is legally available for sale.
  3. That the property is within an area available for foreign purchase.
  4. That there are no outstanding rental, lease agreements or mortgages on the property.

If you are not buying a property from us you should never buy without having the TAPU checked by a solicitor who explains the full implications of it to you. Many of the horror stories you hear are true and usually only happen when a property is purchased without an agent and a solicitor being involved and explaining the TAPU to the purchaser.

BACK TO QUESTIONS


How long does the buying process take?
Where the owner of the property is already a foreigner and the checks and searches have already been carried out the whole procedure takes only a few weeks. However in normal circumstances from the time you pay your deposit until the Title Deeds (TAPU) arrival at the local Land Registration office it takes between 8-12 weeks.

We can in fact complete the purchase documentation, the signing of the contracts at the Solicitor, a copy of the purchase contract and the obtaining of the Power of Attorney within a couple of hours of seeing a property that you wish to purchase. The documents which include the existing TAPU are then delivered to the Land Registry office in Izmir for control and here they stay until all checks are made and then upon their return we will contact you, usually 8-12 weeks later.

BACK TO QUESTIONS


On top of the purchase price, are there any extra taxes or fees payable?

Yes, There are some extra costs.

  1. A 3% of the property value tax. This is a once off payment and it is due for payment once the TAPU is received. Please ask for more details.
  2. The solicitor’s fee starts from £200.00 pounds and is charged as a percentage of the total house land price and dose not purchase, includ any modernization/ renovation work. This covers a meeting with him, the preparation and signing of contracts and his services throughout the purchase. Please be prepared with your passport and 8 photos for your meeting with him. He will also accompany you to the Notary's (Commissioner of Oath’s) office as your official translator.
  3. An approximate 100 million Notaries Charge for giving us the Power of Attorney to handle the documents relating to the property in your absence.
  4. A 3% agency fee that covers all our charges. This is payable at the time that the contract is made, together with the initial deposit payment on the property
  5. It is compulsory to have earthquake insurance and we recommend you take out Full insurance home and contents cover as soon as the house is registered in your name.(the cost of this varies depending on the value of the property, it's contents for the number of months it will be occupied.)
  6. Earthquake tax and insurance (compulsory). We recommend you take out full insurance with home and contents cover as soon as the house is registered in your name. The cost will vary dependiing on the property value, it's contents and the number of months that it will be occupied. Approximately £150
  7. The connection of Water and Electricity into your name so the bills will come directly to your house. Does not apply to some sites.

This is an idea of costs for the purchase of a property of £50,000

Property price £50,000
Tax @ 3% £1,500
Solicitor £500
Notary's fee £110
Agency Fee @ 3% £1,500
Full insurance
(incl. earthquake cover)
£150
Utility
Connections
£180
TOTAL £53,940

Once you have received your TAPU there are some other charges, which need to be paid. We estimate annual costs per property to be as follows:

Electricity £120
Water / Sewage £50
Gas £25
Rubbish removal £10
Site maintenance £200
DigiTurk Satelite TV £150
Council tax £15
TOTAL £570

It is not necessary to pay anyone to pay bills. Electric can be paid by automatic standing order once you have a bank account. (We can advise you how to do this) Water bills are intermittent and likewise your council tax can be paid when you visit annually.

BACK TO QUESTIONS


Once I have seen a property I want buy, how do I go ahead with the purchase?
You will need to have your passport with you during the following transactions. Once you have seen a property that you would like to purchase you will need to find the deposit. This is payable by cash or credit card – Personal cheques are not accepted by banks here in Turkey. An initial payment of 10-20% of the property price is required. The exact figure will be confirmed individually with the house owner at the time of purchase. When this is paid a receipt is given.the amound received is written into the contract.

Photographs are also required; we can take these at photographers who are located near the solicitor’s office (approx £4 for 8 photos).

We will then, as soon as possible, take you to the Solicitor in Manavgat who will prepare the purchase contact. He is there to help you. You are paying for his services so please use this time to ask any questions you may have. From the solicitors we go together to the Notary’s office (similar to Notary public in the UK) to sign a document giving us power of Attorney for the property, not for money. This enables us to continue with obtaining the Title Deeds in your absence. Then we return to the solicitors office, where the sale contract showing the property address and payment details will be signed by you the purchaser(s) and ourselves.

The initial stage has been completed and you do not need to be present for any more of the purchase transaction. You will take the original contract, copy of the power of Attorney and a letter from us confirming all details with you back to your home with you. The same day or the next day your papers are forwarded to the Land Registry office for all documentation relating to the purchase is then forwarded to the Land Registration office in Izmir. Here everything is checked and then the title deeds (TAPU) are re-issued in the new owners name and forwarded back to the local Land Registration office who, in turn contact us. We will normally advise you of this initially by telephone and E-mail. At this time we will need you to pay the final balance plus the 3% property tax. Upon receipt of this we can then sign for and collect your TAPU from the Land Registration office on your behalf and this will then be held in the office pending your next visit and collection.

BACK TO QUESTIONS


If my property needs renovation or other work how does this affect the process?
Some people prefer to wait until the TAPU arrives to show official ownership before any work starts. Costs will be confirmed in writing and normally 50% must be paid prior to the start of work and the remaining 50% upon completion.

BACK TO QUESTIONS


How can the payment be made for the purchase of a property?
Initially a deposit of 10-20% of the agreed purchase price is required in order for the purchase to go ahead. If this much can not be paid whilst in Turkey an available amount can be paid and an option given on the property pending receipt of the remaining monies upon your return to your home. Money can be sent by "money order" from any Thomas Cook branch, which guarantees arrival within 24 hours. Alternatively an emergency bank transfer or Money Gram by Western Union can be made and this can take between 3 and 5 days to reach us. Upon arrival of the TAPU back from Izmir the balance payment and tax are due, these can be Bank Transfer. There is no need for you to return to Turkey, at this time unless you wish.

BACK TO QUESTIONS


Can the property be re-sold and, if so, can the proceeds be taken out of the country?
The sale of the property is unrestricted and yes, the proceeds of the sale can be taken out of Turkey.

BACK TO QUESTIONS


Do normal inheritance rules apply to the property?
The Turks cannot do what they want with their property when they die. International rules apply. As a European you can dispose of your property in whatever way your natural law allows, but you must make a will to make this happen. If you don't make a Turkish will your English will is treated as valid in Turkey and used to distribute your estate. This will and any other should be modified to accomodate a will made in Turkey.

BACK TO QUESTIONS


Can I import my furniture or car into Turkey with me?
Yes, you can import all household goods but, the expenses are so high for transportation, tax and bonds that we recommend buying new in Turkey.

BACK TO QUESTIONS


What proof should I have that my purchase is complete?
The "TAPU" certificate is your proof that the property is in your name at the property record office.

BACK TO QUESTIONS


Should I insure my property?
Insurance against the risk of earthquake is compulsory but relatively inexpensive as the main earthquake zone is some distance from the region of Side. It is both possible and recommended that you take out a multi-risk household insurance policy. The good news is that having now been awarded an Aviva insurance company contract - the world's 6th largest insurance company and the biggest in the UK - our dedicated insurance sales staff (English speaking) can advise you and issue your policy. The main advantage of dealing with Aviva is that the documents are in English and you have the peace of mind that the company has a UK base and an English website.

BACK TO QUESTIONS

Do I require a visa?

Tourist Visas

British/Irish passport holiday travellers to Turkey require a Visa for entry into Turkey.  Visas can be obtained at the point of entry into Turkey – at the airport or port.  Please join the visa queue to a passport control at the airport.

The visa issued at entry is a sticker put into the passport and allows a stay of multiple entry for up to 90 days.  This means that for a second or more entries into Turkey during the 90 days do not require a further visa!!

If there is more than 1 person on a passport it is usual that the visa fee is collected or each person.  It is the same fee for adults and children.  The visa fee is payable in cash only in undamaged notes not coins.  This type of visa gives permission to stay in the country but does not permit employment paid or unpaid.  If you intend to stay more than 90 days it is possible to extend your original visa for up to a year without leaving Turkey.  Certain criteria have to be fulfilled and application is at the local police station.

Alternatively, prior to travel they can be obtained from the Turkish Consulate General in your country of origin.  It is advisable to have a minimum of 6 month validity on your passport from the date of entry into Turkey. 

For more information contact the Consulate General for the Republic of Turkey in London

Rutland Lodge                      Tel (44) 20 7591 6900                                  

Rutland Gardens                  Fax (44) 20 7591 6911

Knightsbridge

LONDON

SW7 1BW                                                     (open 14.00 – 16.00hrs only)

 

Visa information line

09068 347 348 (24 hours)

www.turkishconsulate.org.uk

  

Netherlands     Turkish Embassy                      Tel (31-70) 360 49 12 (3 lines)

                           Jan Everstraat 2514 Bs            Fax (31-70) 361 79 69

                           The Hague

                           Netherlands

 

Sweden           Turkish Embassy                       Tel: (46-8)  230840 (5 lines)

                          Dag Hammarskjolds Vag 20    Fax: (46-8) 6635514

                          11527 Stockholm

                           Sweden

 

Norway           Turkish Embassy                       Tel: (47) 2212 8750

                         Halvdan Svartes Gate 5           Fax (47) 2255 6263

                        N-0244 Oslo

                        Norway

  

Germany       Turkische Botschaft                 Tel: (49-30) 275 850

                        Runge Str. 9                             Fax: (49-30) 27590915

                        10179 Berlin

                        Deutschland

 

UAE              Turkish Embassy                                 Tel: (971 - 2) 665 54 21

Bateen Area, West 16, No 143           Fax: (971- 2)  6662691

PO Box 3204

Abu Dhabi

UAE

 

Alabania        Turkish Embassy                                 Tel: (355-4) 274 588

                        Rruga Kavejes, 31 Tirana                    Fax (355-4)  232 719

                        Albania

 

Romania          Ambussade de Turquie                        (40-21) 210 02 79

                          Calea Dorbantilor 72                           (40-21) 210 04 07

                          Sector 1, Bucharest

                          Romania

 

Bulgaria           Turkish Embassy                                 Tel: (359-2) 935 5500

                          Boulevard Vasil Levski No 80 Fax  (359-2) 9819358

                          Sofia

                          Bulgaria

Bulgaria   Bulgarians will travel without visas to Turkey and will be allowed to stay for up to 90 days with at least six months of interval between the trips. Turkish citizens with Schengen visas will not need a transit permit. However, the document will be needed for the rest of the visitors from Turkey.

Addresses of all other Consulates can be found on www.allaboutturkey.com/turkeyconsulate.htm

 

 

Work Visas

To work in Turkey, you must apply to the nearest Turkish mission to obtain work permit and visa.  Your passport, visa application form and a letter from your employer are just needed for your application.  Other documents should be submitted to the Turkish Ministry of Labour and Social Security (MLSS) by your employer within three working days after your application

 You may find the list of those documents in the MLSS’s website http://www.csgb.gov.tr .  Applications are finalised by the MLSS within ninety days at the latest.  Right after your arrival in Turkey (before starting to work), you should be registered at the local police department within one month to obtain the necessary residence permit.

 

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